 | MICHELE RACKEY, ChFEBCSM
Michele joined GEBA in 2004. She is the Executive Director/CEO of GEBA, Government Employees’ Benefit Association, a nonprofit employee benefit association. In her role, she provides strategic leadership and business oversight to the Association.
Michele has over 37 years of experience in financial services. She started her career in 1981 at Kemper Financial Services helping customers with Mutual Funds. She managed M&T’s $7 billion ARK Funds and Annuity business before joining GEBA.
Michele lives in the Otterbein section of Baltimore with her husband and two cats. | Licenses/Designations: Education: | |
 | GREG KLINGLER, CFP®, ChFEBCSM Greg joined GEBA in 2010. He began with GEBA as the Director of Products and Member Services. He has since transitioned to focusing solely on Wealth Management. Greg has been advising State and Federal Employees since 2003 and assisting them in maximizing their retirement plans. He has been in a management role since 2005, holding a number of titles including Mentor, Branch Manager, Compliance Officer, and Director. He specializes in retirement planning using pensions, survivor pensions, employer sponsored insurance, and retirement plans as well as portfolio analysis, estate planning, and college planning. Greg has been featured on Federal New Radio, WBFF, WBAL, and Maryland Public Television to discuss varying financial topics. Greg has also authored and contributed to articles for Federal Soup, FedSmith, Barron’s, and Washington Blade. Greg is married and has two beautiful daughters. He lives in Anne Arundel County. | Licenses/Designations: Education: | |
 | KATERI TURNER, CFP®, ChFC®, ChFEBCSM Kateri joined GEBA in 2016. She began her career in finance working at TIAA-CREF and the Federal Reserve System. As a CERTIFIED FINANCIAL PLANNER™ professional, Kateri is well versed in all aspects of personal finance. She believes that it is important to take a holistic approach to wealth management that includes savings, investments, insurance, retirement income, estate planning, and tax diversification. Kateri enjoys assisting members who are retiring, and finds great joy in developing long term financial planning relationships. Kateri is a military spouse, has two grown sons, and lives in the Annapolis area. She likes traveling and watching Navy football. | Licenses/Designations: Education: | |
 | CHRIS FAGIOLO, ChFEBCSM Chris joined GEBA in 2008. He began his career in the insurance and financial services industries in 2001. He has extensive experience in asset management, TSP/401(k) allocations, financial planning, and insurance and retirement planning. Chris’ experience allows him to conduct comprehensive reviews for GEBA members. He believes in listening to our members’ dreams and goals, evaluating their current plan of action, and then making unbiased recommendations. Chris is married and has two children. He is a lifelong resident of Anne Arundel County. He enjoys playing golf and hockey, and coaching his children’s sports teams. | Licenses/Designations: Education: | |
 | Rachel L. Perez Rachel joined GEBA in 2012, bringing with her a diverse background of commercial banking, accounting, and finance. Rachel is licensed for the sale of insurance and investments. She believes understanding her clients is the most important element of financial planning. Rachel helps her clients recognize behavioral influences that drive financial decisions and supports them in making practical choices that align with their specific goals. Her desire to serve within her community, coupled with her passion for helping others, is apparent in the meaningful relationships she’s developed over the years and continues to grow with her clients. Rachel is originally from Florida. She now living in Hanover, MD with her rescue cats and bearded dragon. A proud Navy mom, she enjoys exploring the outdoors, reading a good book, and being active in her community. | Licenses/Designations: Education: | |
 | JOHN C. JACOBS, LUTCF®, CLTC, CSA John joined GEBA in 2019. He has worked in private practice since 1998 and he is well versed in all matters pertaining to personal insurance, having worked with small businesses and individuals across the MD, DC, & VA region. John has spent 20+ years designing and implementing life, disability, individual, small group and Medicare health insurance plans. John also has experience with ancillary benefits (dental, vision, personal liability, etc.), as well as income planning for his clients. John is married and has two grown sons (empty nest!). He lives in Columbia, MD, and enjoys time with his family and friends. John also has a passion for DC and University of MD sports teams. | Licenses/Designations: Education: | |
 | MELISSA BARNICKEL, CPA, CLTC Melissa has been working with GEBA members since 2006. She is both a Certified Public Accountant (CPA) and a licensed insurance broker specializing and certified in Long Term Care (CLTC). Over the course of her career, Melissa has served as Controller and Vice President of Finance, Leader of LTCi Sales for two insurance brokerages, and she has worked as an auditor and consultant for KPMG. Her extensive financial background enables her to customize policies to meet the individual needs of her clients. Melissa evaluates their current financial positions, personal expectations, and budgetary constraints. She represents various insurance carriers and is licensed in many states; therefore, she is able to compare potential policies and advise clients as they select the policy that best meets their needs. She strives to set a plan in place to protect families now and for the future. Melissa is married and lives in Monkton, MD. She has two married daughters, two grandsons, and enjoys family time very much. | Licenses/Designations: Education: |
