Our Investment Philosophy

GEBA Wealth Management provides financial planning and investment advisory services for clients following these principles:

> Active and Passive Investing: We believe in combining the diversification and cost benefits of Passive (index) Investing with the selective stock and segment focus of Active Investing.

> Buy and Hold Strategy: We believe well-diversified portfolios help clients weather the “downs” of the market while staying invested to benefit from the “ups.” We work diligently to place clients in well-structured portfolios consistent with their goals, risk tolerance, and time horizons. Adjustments are made mainly to rebalance positions, or due to changes in risk tolerance or investment horizons. This strategy provides tax efficiencies as well.

> Fixed-Income Investment Diversification:  We believe Fixed-Income Investments are necessary components of well-diversified portfolios. Alternative fixed investments, such as a Stable Value Account or Multi-Year Guaranteed Annuity, can also be used in addition to traditional Bonds and Bond Funds. We review fixed investment choices, taking into account forecasted rate changes.

> Cost to Reward Strategies: We take client fees and the tax implications of our recommendations very seriously. We include both when evaluating the benefit of a recommended action or strategy. 

Diversification Outside of Traditional Portfolios: Diversified portfolio design is based on the low correlation between price changes of different investments. Because of this low correlation in prices, a portfolio made up of both stocks and bonds usually carries a lower risk than a portfolio entirely comprised of equities alone. Recently, however, there have been situations where both seem to be moving in unison. We believe in introducing a small percentage of your portfolio into “Market Neutral” investments to increase diversification and reduce overall market risk.

Investment Strategy

Request Information

Request Information
I would like to... *