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Risk Management

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An essential ingredient of financial planning is managing risks. In this regard, think of a risk as a threat to your financial wellbeing. By managing the risk, you reduce this threat.

For example, one way you can manage investment risk is through diversifying your investment portfolio, so that if a particular company or sector goes through a downturn, the loss in your portfolio is minimized.

Many risks are controlled through insurance. In return for small periodic payments, the insurer agrees to absorb a portion of a potentially significant loss or expense.

While we can help you address most insurable risks, we generally focus on these financial risks whose impacts are often underestimated:

  • Risk of a breadwinner becoming disabled, reducing or ending his/her earning power
  • Risk of a breadwinner dying, ending an income stream upon which the household depends
  • Risk of major long-term care expenses depleting assets intended to fund retirement

We believe managing risks like these is important to a client’s financial well-being, and therefore an important part of a comprehensive financial plan. Our Financial Advisors can help you understand your household’s risks, insurance options, and appropriate levels of coverage.

 

Learn more about these risks and coverage options:

  • Disability
  • Long Term Care
  • Life Insurance
  • Other Types of Insurance 

Connect With GEBA

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Why GEBA

  • Our Investment Philosophy
  • Our Financial Planning Process
  • Meet the Team
  • Fees

Services

  • Financial Planning
  • Investing
  • Investment Advisory Services
  • Getting Started

Risk Management

  • Long Term Care Options
  • Life Insurance
  • Other Insurance

Forms

  • Investment Forms
  • Social Security Forms

Resource Center

  • Calculators
  • Contact Us
  • Videos
  • It's Your Future: The GEBA Podcast

P.O. Box 206 Annapolis Junction, MD 20701-0206 Tel: (301) 688-7912 or (800) 826-1126 Copyright © 2019 GEBA. Privacy Policy 

Securities are offered through Cape Securities, Inc. Member FINRA, SIPC  Investment Advisory Services are offered through Cape Investment Advisors, Inc. 1600 Pennsylvania Avenue, McDonough, GA 30253 Tel: (678) 583-1120 GEBA Financial Advisors are Registered Representatives of Cape Securities, Inc.

For information about our Financial Advisors, please visit Broker Check.